Effective Date: November 2025
CheenMeen (“we”, “our”, “us”) operates digital platforms including the CM Chit App and related services. This Privacy Policy describes how we collect, use, and protect your information.
1. Information We Collect
- Personal information such as name, phone number, and email address when you register or contact us.
- Transaction or chit participation details required for app functionality.
- Technical data like device type and IP address for security and analytics.
2. How We Use Your Information
We use your information to:
- Provide and improve our services.
- Authenticate users and manage accounts.
- Communicate important updates, payment reminders, or security alerts.
- Comply with applicable laws and regulations.
3. Data Sharing
We do not sell your personal data. We may share limited information with service providers (e.g., payment or cloud providers) solely for operational purposes under strict confidentiality.
4. Data Security
All communications with our servers are encrypted using HTTPS/TLS. Access to your data is limited to authorized personnel.
5. Data Retention
We retain personal data only as long as necessary for legal, accounting, or operational needs. Once retention ends, data is securely deleted or anonymized.
6. Account & Data Deletion
You may request deletion of your account and associated data through our dedicated page:
https://cheenmeen.com/support/delete-account
We will verify your identity and respond within 3–5 business days.
7. Children's Privacy
Our services are not intended for children under 13. We do not knowingly collect data from minors.
8. Policy Updates
We may update this policy occasionally. Updates will be posted on this page with a revised effective date.
9. Contact Us
If you have questions about this policy or your data, please contact: support@cheenmeen.com